NEW YORK (CNBC) — If saving for retirement was a struggle before the financial crisis of 2008, imagine how lost jobs, flat wages, underwater mortgages, higher energy and food costs, and local and state tax hikes have combined to make the goal even harder. Read Full Article Here: http://www.thestreet.com/story/11259353/2/10-tips-for-a-financially-sound-retirement.html
NEW YORK (CNBC) — Insufficient retirement money is the number one financial worry among 66% of Americans, according to a Gallup poll. Read Full Article Here: http://www.cnbc.com/id/44257039
Today on the Financial Impact Factor Radio we had certified financial planner and author of the book “Worry Free Retirement”, Brian Fricke. During the show we discussed many of the topics that face retirement age or near retirement age people, the tough decisions they need to make about investing, how and when and even more importantly, what sort of insurance products they need, as well as mortgages, taxes and living a life that will make you worry free. Click here to read the full story: http://target2025.com/on-the-radio-with-brian-fricke/
Brian is recognized as a leading expert on retirement planning and a retiree advocate on stock options, investments, insurance, income and estate taxes. As a CERTIFIED FINANCIAL PLANNER™ (CFP®), he has worked with hundreds of retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse and saved many of his clients tens of thousands of dollars in taxes and other financial expenses.
For many people in their 50s and 60s, retirement is just around the corner, but the recent market volatility has many worried about the financial health of their nest eggs. But with careful planning the transition from labor force to retirement can be a smooth—here’s how to make sure you are financially ready. Read full article at: http://www.foxbusiness.com/personal-finance/2010/06/21/retirement-just-corner/#ixzz1bIZLaFKl
From BIZJOURNALS.com – We all know about those New Year’s resolutions to exercise more and eat less, but you might as well think about better ways you’ll be handling money this year, too, even though we’re already several weeks into 1999… Read full article here: http://www.bizjournals.com/orlando/stories/1999/01/25/focus1.html
Wednesday, September 28th, 2011
Debt during retirement increases one’s expenses while eroding one’s nest egg. To avoid unnecessary financial burdens, “take stock of your situation and create a plan to reduce debt as you approach retirement. In some cases, paying down debt might mean delaying full retirement,” says Setzfand. Many experts still recommend owning one’s home before or at retirement. “During the 2008 financial crisis, clients with a free and clear home tended ...read moreTuesday, September 7th, 2010
Our father/son surf trip to Costa Rica was a truly great experience…and not just for the surfing. Before our trip I was wondering what kind of impact the trip might have on Justin or Adam. And then…all on his own…Justin decides to start writing a weekly note, here’s the 1st one; by Justin Fricke Hola familia y amigos, I'm sitting here now just reflecting on what this trip has brought ...read moreTuesday, July 27th, 2010
As a retirement expert, that’s a question I get asked quite often. People want to know if it makes sense to pay their mortgages down at a faster rate. If you’re going to get rid of your mortgage within a 5 - 7 year time frame; I say it makes sense to make the extra mortgage payments to get rid of your mortgage. However, if it’s going ...read moreTuesday, July 13th, 2010
Last month, one of my Coffee Talk calls got a little heated! The topic was “Dirty Little Secrets Annuity Companies Hope You Never Find Out About.” During the Q and A session at the end of the call, this guy called me out for “inciting fear” about annuities. Actually, to be specific, he said, “you made some pretty critical mistakes in your analysis of the way that ...read moreTuesday, June 29th, 2010
I’ve been getting a lot of questions lately about the oil spill and the situations in Greece, China and Europe. People are wondering how these events are going to affect the market overall, and their own investments. I think the whole world is concerned about the financial solvency of the European countries. Our accounts have no exposure to Greece and none of any real significance to ...read moreFriday, June 25th, 2010
On June 21st, Brian was featured in a FoxBusiness.com article titled "When Retirement is Just Around The Corner." The article was written by Hope Holland, and she spoke with Brian and others about several retirement issues. Below is a link to the article: http://www.foxbusiness.com/personal-finance/2010/06/21/retirement-just-corner/ What are your thoughts on the article? Leave us a comment below! read moreThursday, June 10th, 2010
We see folks from time to time get fixated on generating income from their investments. They focus on investments that generate interest or dividend income, and that’s how they evaluate their investment accounts. I think this is just a huge, huge mistake. Several months ago, we got a phone call from someone who had been focused on generating income from her investments. She had put ...read more
