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Friday, September 3rd, 2010
Our client members typically save $3,000 - $5,000 when they use our Discount Auto purchase program. Sometimes even more…our record so far is $13,000 saved on a brand new BMW. I’ll be covering how the program works and… How you can take advantage of it for yourself, your family and friends. (Note: This is just a value added service we provide. No financial gain or incentive for us). My youngest son ...read moreThursday, August 26th, 2010
Since the mid-1980s we've helped retirees manage their money. Guiding them towards making smart choices about their money before and during retirement. We've seen the good, the bad, and the ugly! A successful retirement, just like a successful life, doesn't happen by accident. It happens by design. One of the biggest benefits of doing what we do is having the opportunity to witness firsthand how hundreds of families have ...read moreFriday, August 20th, 2010
Don’t let this happen to you! This is a very common mistake most surviving spouses never even realize they’re making. I’ll also be going over the basic estate documents everyone needs and how to tell whether or not you need a trust. I’ll also share a few Estate Planning ‘nightmares’ that you’ll want to avoid. This is the topic of Tuesday’s (Tues Aug 24th, 2010) ‘Coffee Talk’ call. The ...read moreTuesday, August 17th, 2010
Brian Fricke, author and retirement planning expert, has been granted membership into the prestigious organization, The National Association of Personal Financial Advisors. Orlando, Fla. – August 17, 2010 – Brian Fricke, CFP, founder of Financial Management Concepts and “Worry Free Retirement” author and expert, was recently selected to join elite company in The National Association of Personal Financial Advisors (NAPFA.) The standards for entry into this organization are ...read moreFriday, August 13th, 2010
I can't tell you how many people I talk to that have said "my broker doesn't charge me any fees." If you or someone you know feels this way then you should listen to this call to find out the SECRETS of the mutual fund industry. I'll show you how your broker gets paid and give you alternatives that could save you thousands of dollars. This is the ...read moreFriday, August 6th, 2010
Many folks we talk to think there are NO costs to their 401k and are totally shocked to find out that 401k’s aren’t free. I’ll be going over some details about your 401k that will surprise you .. might even upset you! Learn why I think many Companies fail their Employees by literally giving away their money instead of it going into your retirement fund! This information COULD help you increase ...read moreFriday, July 30th, 2010
We get asked this question all the time. I wish I could give an easy “yes” or “no” response but the answer varies. So I’ll be going over some key reasons why you should have (or buy) life insurance and… situations where you do NOT need life insurance when you’re retired. I’ll also reveal the best kind of coverage (term, whole life etc) you should have. And high ...read moreFriday, July 30th, 2010
Brian Fricke, author and retirement planning expert, explains the importance of owning your home free and clear. Orlando, Fla. – July 30, 2010 – Brian Fricke, CFP, founder of Financial Management Concepts and “Worry Free Retirement” author/expert, recently published an article on his website titled Why You Should Own Your Home Free and Clear, where he discusses the advantages of paying off your mortgage early, as well as ...read moreFriday, July 23rd, 2010
We’ve gotten several questions from clients in the last week…all asking the same basic question. Is there really any truth to this? One question involved companies having to include the cost of employer paid health insurance on your w-2 and having to pay income tax on it. The other was about not being able to sell your home until you ‘retro fit’ it to comply with the new energy and ...read moreFriday, July 16th, 2010
What you need to know whether you’re inheriting an IRA (or 401k) or just trying to protect your heirs! Make sure you (or your heirs) don’t pay a penny more in taxes than you have to. I’ll share some horror stories you’ll want to avoid and… I’ll cover some of the do’s and don’ts on what to do when an IRA or 401k is inherited. After all, you wanna make ...read moreMonday, July 12th, 2010
Do you need access to your retirement money…but don’t want to pay the 10% early withdrawal penalty tax? We’ll be covering how to avoid the 10% penalty tax…Legally! Strategies that will work for IRA accounts, 401k accounts and Retirement plan Mistakes to avoid. This is the topic of tomorrow’s (Tues July 13th, 2010) ‘Coffee Talk’ call. The information is Free, with no obligation on your part. Call starts promptly ...read moreTuesday, July 6th, 2010
Brian Fricke, author and retirement planning expert, was recently interviewed for a FoxBusiness.com article about the transition into retirement. Orlando, Fla. – July 6, 2010 – Brian Fricke, Certified Financial Planner® and author of the book “Worry-Free Retirement,” was recently interviewed for a FoxBusiness.com article titled “When Retirement is Just Around the Corner.” The June 21st article, written by Hope Holland, discusses with Brian how “the recent ...read moreFriday, July 2nd, 2010
We’ll be reviewing what happened during the 2nd quarter and 1st half of 2010. More importantly, we’ll be discussing what the rest of the year might look like. We’ll talk about the stock market, bonds, interest rates and any other investment areas or concerns you may have. This is the topic of next week’s (Tues July 6th, 2010) ‘Coffee Talk’ call. The information is Free, with no obligation on your ...read moreWednesday, June 30th, 2010
Brian Fricke, author and retirement planning expert, was recently given the honor of becoming a Platinum Author by article syndication website, EzineArticles. Orlando, Fla. – June 30, 2010 – Brian Fricke, Certified Financial Planner® and author of the book “Worry-Free Retirement,” was recently selected among thousands of authors to become a Platinum Level author on EzineArticles.com. Brian publishes several blogs and articles on his website each month ...read moreFriday, June 25th, 2010
Yes, I want you to own your home debt free at or before retirement. With mortgage rates at historical all time lows, you should resist the temptation to refinance your mortgage AND pull cash/equity out. If you’re skeptical of this strategy because of the ‘lost’ tax deductions and ‘missed opportunity’ to earn higher returns on your money be sure to listen in on our next ‘Coffee Talk’ call. I will ...read moreFriday, June 18th, 2010
How will your taxes be affected by the new Healthcare law? We’ll be covering the tax & financial planning issues you need to know about so you can make smart choices about your money. This is the topic of next week’s (Tues June 22nd, 2010) ‘Coffee Talk’ call. The information is Free, with no obligation on your part. Call starts promptly at 9am & will run no longer than ...read moreWednesday, June 16th, 2010
Brian Fricke, author and retirement planning expert, is cautioning clients to read the “fine print” when considering investing in annuities. Orlando, Fla. – June 16, 2010 – Brian Fricke, Certified Financial Planner® and author of “Worry-Free Retirement,” holds a weekly teleconference call, “Coffee Talk,” is a live call that is held every Tuesday morning from 9-9:30am, to discuss current financial, economic and lifestyle issues that affect retirees and anyone ...read moreFriday, June 11th, 2010
During last week’s call about annuities, I was challenged about some of the advice I gave… by what turns out to be an annuity salesman! This reminded me of how often we get calls from folks (one right after last week’s call) who were the recipients of what can only be described as horrible advice. Inevitably, they made at least 1 of 7 mistakes when they ‘hired’ their ...read moreThursday, June 3rd, 2010
Doesn’t this sound good like a winning investment? An account that goes up in value when the stock market does well. Never loses money when the market goes down. And an income for life no matter how long you live. This is the promise of several types of annuities. They’re becoming more popular (easier to sell) thanks to the 2008 Market Meltdown, the ‘flash crash’ in May and higher ...read moreThursday, June 3rd, 2010
Brian Fricke, author and retirement planning expert, tackles a retirement misconception in a new article about safe withdrawal amounts from your investments. Orlando, Fla. – June 3, 2010 – Brian Fricke, CFP founder of Financial Management Concepts and “Worry Free Retirement” author/expert, recently published an article on his website titled “How Much Money Can You Safely Withdraw From Your Investments” where he debates a common misconception among retirement ...read moreThursday, May 27th, 2010
Most retirees (and financial advisors and even some Social Security workers) are unaware of strategies that could help them increase their monthly Social Security checks by thousands of dollars a year. Are you leaving money on the table because you don't know about these strategies? I'll reveal 4 strategies you need to know about to make sure you're maximizing your own Social Security income. This is the topic of next ...read moreFriday, May 21st, 2010
In a recent conversation with a client (now ex-client), I warned them about the #1 mistake they were about to make when they get fixated on generating income from their investments. During our next 'Coffee Talk' call Discover why they still fired us and... why I told them they were making an excellent choice. The answers will surprise you This is the topic of next week's (Tues May ...read moreWednesday, May 19th, 2010
Brian Fricke, author and retirement planning expert, is celebrating the fifth anniversary of Financial Management Concepts’ current office building, which they now own. Orlando, Fla. – May 19, 2010 – Brian Fricke, founder of Financial Management Concepts and “Worry Free Retirement” author/expert, is celebrating the fifth anniversary of the company’s current location. The office building is now owned by Brian and has proven to be one of the ...read moreMonday, May 17th, 2010
Do you have a favorite stock? Seems like almost everyone does. Ever wonder if you could be making (or saving) even more money with your favorite stock? Over the years we've observed several success strategies along with a couple of common mistakes. Things very few people realize. But if they did, they’d end up with even more money, just by properly handling stocks they've come to love and grow ...read moreThursday, May 13th, 2010
Brian Fricke, author and retirement planning expert, is expanding his popular free weekly teleconference series, Coffee Talk, to include several live events across the state of Florida. Orlando, Fla. – May 13, 2010 – Due to the increasing popularity of his weekly Coffee Talk teleconferences, Brian Fricke, “Worry Free Retirement” author/expert and Certified Financial Planner (CFP®), is announcing the beginning of a monthly live event called “Coffee Talk Live!” The ...read moreFriday, May 7th, 2010
With the financial crisis in Greece, the Goldman Sachs fraud charges, the upcoming crisis in Spain and the oil spill in the Gulf of Mexico wreaking havoc with many energy stocks… • Is now the time to take your money out of the stock market? • How do these events affect you? • What should you be doing with your money? This is the topic of next week’s (Tues May 11th, 2010) ‘Coffee ...read moreFriday, April 30th, 2010
You can't build wealth buying things you don't need, with money you don't have, to impress people you don't care about - Unknown This week we’ll be talking about developing a “Money Philosophy” for grown adult children. (Last week we talked about having a “Money Philosophy” for minor children, details below). Issues like; • Kids Returning Home due to job loss, divorce etc. • Giving or loaning money to kids, ...read moreWednesday, April 28th, 2010
Brian Fricke, author and retirement planning expert, recently wrote an article on health care legislation that is featured on the front page of PeaceMakersInstitute.com. Orlando, Fla. – April 28, 2010 – Brian Fricke, “Worry Free Retirement” author/expert and Certified Financial Planner (CFP®), often weighs in on the economic and political issues of the day through the blogs and articles found on his website, http://ww.BrianFricke.com. Recently, Brian weighed ...read moreFriday, April 23rd, 2010
You can't build wealth buying things you don't need, with money you don't have, to impress people you don't care about - Unknown With high school and college graduations just around the corner, this time of year often leads to family discussions (sometimes fireworks) about money! I’m asked all the time for advice about teaching kids (and grandkids) about saving and investing money. As the father of two boys, a ...read moreFriday, April 16th, 2010
If you think it’s something like 4% - 6% of your account value you could be making a huge mistake! One that has you making lifestyle sacrifices you really don’t need to make. You only have one life to live, so make sure you get the most out of it. Discover the best way for you to figure out what a safe withdrawal rate is for you. Don't ...read moreMonday, April 12th, 2010
Doesn’t matter how long you’ve been married or how much money you have. I’ll reveal the biggest mistake almost every retired couple makes. It has nothing to do with investments, but could cause financial devastation that would make the 2008 Market Meltdown look like a walk in the park on a clear sunny day!!! Don’t let this happen to you! This is the topic of tomorrows (Tues Apr 13th, 2010) ‘Coffee ...read moreMonday, April 5th, 2010
Brian Fricke, author and retirement planning expert, is currently offering their monthly newsletter and email newsletters, free of charge. Orlando, Fla. – April 5, 2010 – Brian Fricke, “Worry Free Retirement” author/expert and Certified Financial Planner (CFP®), recently celebrated the 19th birthday of his financial planning firm, Financial Management Concepts. One of the most important things that Financial Management Concepts has done over the years to stay a ...read moreFriday, April 2nd, 2010
The U.S. stock market was higher the first quarter of 2010, which is a terrific contrast with where we were at this time last year. Returns for the first 3 months of this year ranked among the best first quarter performances in more than a decade. So will the trend continue…or give way to another Bear Market? This is the topic of next week’s (Tues Apr 6th, 2010) ...read moreWednesday, March 31st, 2010
Brian Fricke, Financial and Retirement Planning Expert, is searching for stories of life, purpose and passion to feature in the 2nd Edition of the Worry Free Retirement Bandanna Journal. Orlando, Fla. – March 31, 2010 – Brian Fricke, a leading expert in retirement planning and a Certified Financial Planner (CFP®), recently launched the website http://www.BandanaJournal.com, an online compliment to his popular book, “Worry Free Retirement Bandana Journal.” ...read moreTuesday, March 9th, 2010
Brian Fricke, author and retirement planning expert, recently published an article to discuss a rising investment concern for many - bond strategies. Orlando, Fla. – March 9, 2010 – Brian Fricke, “Worry Free Retirement” author/expert and Certified Financial Planner (CFP®), recently published an article on his website, http://www.BrianFricke.com, titled, “Bond Strategies in a Rising Interest Rate Environment.” Brian wrote the article to confront a rising concern from ...read moreMonday, March 1st, 2010
Brian Fricke, author and retirement planning expert, will hold a book-signing event in The Villages, Fla. on March 9th, 2010, for his book, “Worry Free Retirement.” Orlando, Fla. – March 1, 2010 – Brian Fricke, “Worry Free Retirement” author/expert and Certified Financial Planner (CFP®), will be holding a special book-signing event in The Villages, Fla. on Monday, March 8th, 2010. The event will be held at Carrabba’s Italian ...read moreMonday, January 18th, 2010
Brian Fricke, author and retirement planning expert, gives financial perspective on American health care reform, offering six simple steps to bring the cost of health care down with no added taxpayer cost. Orlando, Fla. – January 18, 2010 – Brian Fricke, “Worry Free Retirement” author/expert and Certified Financial Planner (CFP®), recently laid out six solutions to health care reform in America on his financial blog at http://www.BrianFricke.com. “Poor government ...read moreFriday, January 8th, 2010
Brian Fricke, author and retirement planning expert, was named a “Top Wealth Manager” for 2009 by Wealth Manager Magazine Orlando, Fla. – January 8, 2010 – Brian Fricke, Worry Free Retirement author/expert and Certified Financial Planner (CFP®), and his company – Financial Management Concepts – was recently named one of America’s “Top Wealth Managers” for the sixth year in a row by Wealth Manager Magazine. “Wealth managers and their ...read moreTuesday, January 5th, 2010
Brian Fricke, author and retirement planning expert, is proud to have helped to raise over $1,300 to one of his favorite charities, Young Life of Seminole County Orlando, Fla. – January 5, 2010 – Brian Fricke, Worry Free Retirement author/expert and Certified Financial Planner (CFP®), recently celebrated his 50th birthday in a somewhat unusual way. Brian was notified that many of his friends and clients helped to contribute ...read moreMonday, December 21st, 2009
Brian Fricke, author and retirement planning expert, is proud to announce over $6,300 in charitable donations through Financial Management Concepts’ Matching Gift Program. Orlando, Fla. – December 21, 2009 – Brian Fricke, Worry Free Retirement author/expert and Certified Financial Planner (CFP®), recently announced another fulfilling and successful year for his company’s (Financial Management Concepts) “Matching Gift” program. For the last five years, clients and friends of Financial Management ...read moreMonday, November 30th, 2009
Brian Fricke, author and retirement planning expert, responds to news that Warren Buffett, Goldman Sachs Group and others are seeking to buy millions of tax credits from Fannie Mae. Orlando, Fla. – November 30, 2009 – Brian Fricke, Worry Free Retirement author/expert and Certified Financial Planner (CFP®), recently commented on an article in the Wall Street Journal written by Susanne Craig, Christina S.N. Lewis and Damian Paletta. The ...read moreSaturday, November 14th, 2009
Orlando, Fla. – November 14, 2009 – Brian Fricke, Worry Free Retirement author/expert and Certified Financial Planner (CFP®), will be launching the “Coffee Crew,” a live weekly teleconference call series to discuss current economic and lifestyle issues that affect retirees and anyone wanting to retire within the next 5 years. These teleconferences are not limited to clients and will be available to the public. Fricke wanted to ...read moreFriday, October 30th, 2009
Brian Fricke, Retiree Advocate, is offering a free special report on his website, titled “9 Ways Retirees Screw Up Their Finances.” Orlando, Fla. – October 30, 2009 – Brian Fricke, a leading expert in retirement planning and a Certified Financial Planner (CFP®), is currently offering an online version of his popular special report, 9 Ways Retirees Screw Up Their Finances. Brian wrote this special report to help retirees ...read moreWednesday, October 21st, 2009
Brian Fricke, Retiree Advocate and Certified Financial Planner, was recently interviewed by publishing company Advantage Media Group about his latest book “Worry Free Retirement.” Orlando, Fla. – October 21, 2009 – Brian Fricke, a leading expert in retirement planning and a Certified Financial Planner (CFP®), was recently interviewed by Gregg Stebben, COO of Advantage Media Group. Advantage Media Group is the publisher of Brian’s latest book titled ...read moreWednesday, October 7th, 2009
Brian Fricke, Retiree Advocate, will soon be launching BandannaJournal.com, featuring retirement stories of life, purpose and passion. Orlando, Fla. – October 7, 2009 – Brian Fricke, a leading expert in retirement planning and a Certified Financial Planner (CFP®), will soon be launching the website www.BandannaJournal.com, an online compliment to his popular book, “Worry Free Retirement Bandanna Stories.” The book featured stories and photos from Brian’s friends and ...read moreThursday, October 1st, 2009
Brian Fricke, Retiree Advocate, is offering a free special report to help consumers find a financial advisor to help guide retirement strategies during economic turbulence. Orlando, Fla. – October 1, 2009 – Brian Fricke, a leading expert in retirement planning and a Certified Financial Planner (CFP®), is currently offering an updated version of his popular special report, 7 Questions to Ask Before You Hire a Financial Advisor- Secrets ...read moreWednesday, April 30th, 2008
Certified Financial Planner Brian Fricke recently turned to Dicks Nanton & Glass Media Group, an online marketing and search engine optimization firm, to launch web expansion for Financial Management Concepts. Orlando, Fla., April 30, 2008 — Financial Management Concepts (FMC) specializes in helping its clients create a Financial RoadMap™ to point them toward their goals for retirement. Based in Winter Springs, Fla., owner and president Brian Fricke, CFP founded ...read more