In this edition:

Did you hear about the Twitter war between Dave Ramsey and the MotleyFool.com website?

It all centered around Dave’s suggestion that it’s possible, even easy, to get 12% returns on your mutual funds. Several financial planners and the MotleyFool.com website have challenged him on this. And it got rather heated on twitter over the last several weeks.

But here’s the more important issue they all missed!

Average annual returns don’t matter… here’s why.