Brian Fricke - America's Worry Free Retirement Expert » Recent News

Never Overpay For A Car Again!

admin — Fri, 03 Sep 2010 17:16:19 +0000

Our client members typically save $3,000 – $5,000 when they use our Discount Auto purchase program. Sometimes even more…our record so far is $13,000 saved on a brand new BMW.

I’ll be covering how the program works and…

How you can take advantage of it for yourself, your family and friends. (Note: This is just a value added service we provide. No financial gain or incentive for us).

My youngest son recently bought his first car…paid for in cash, using this program. I’ll tell you how he did it…and the change we’ve seen in his personality. Something you may want to share with other parents.

This is the topic of Tuesday’s (Tues Sept 7th, 2010) ‘Coffee Talk’ call.

The information is Free, with no obligation on your part.

Call starts promptly at 9am & will run no longer than 30min.

Special Conference Call #: 1-800-304-3172

Access Code: 825218#

(It’s OK if you Forward this to a few of your friends and business associates. They might find the call interesting and helpful too)!

Hope to ‘See’ you next Tuesday!

Brian Fricke, CFP
Author – Worry Free Retirement
Top Wealth Manager 2004 – 2009 -Wealth Manager Magazine
Top Financial Planning Firm – Orlando Business Journal
Email: bfricke@fmcretire.com
Web: www.brianfricke.com
Facebook: Facebook.com/Brian.L.Fricke
Twitter: Twitter.com/BrianFrickeCFP

IMPORTANT: If this message was sent to you by a friend… you can grab a complimentary subscription to my Monthly print newsletter ($24.95 value). It can be fun, controversial, informative, but always worth your time. So take a moment to click here and claim your free subscription now.

Bonus: when you do, I’ll send you a signed copy of my book Worry Free Retirement, also at NO CHARGE!

***Listen To Last Week’s Call***
If you missed Last Week’s Call, 3 Retirement Lessons From The Smartest People I Know,
The digital Audio can be found here or you can Click on the link below to listen to the audio.

http://www.brianfricke.com/conference-calls

3 Retirement Lessons From The Smartest People I Know

admin — Thu, 26 Aug 2010 22:25:21 +0000

Since the mid-1980s we’ve helped retirees manage their money. Guiding them towards making smart choices about their money before and during retirement. We’ve seen the good, the bad, and the ugly!

A successful retirement, just like a successful life, doesn’t happen by accident. It happens by design. One of the biggest benefits of doing what we do is having the opportunity to witness firsthand how hundreds of families have handled their retirement.

I’m going to share with you the 3 biggest lessons we’ve learned from them. None have anything to do with ‘beating the market’. But have everything you need for a ‘Worry Free Retirement’!

This is the topic of Tuesday’s (Tues Aug 31st, 2010) ‘Coffee Talk’ call.
The information is Free, with no obligation on your part.

Call starts promptly at 9am & will run no longer than 30min.

Special Conference Call #: 1-800-304-3172
Access Code: 825218#

(It’s OK if you Forward this to a few of your friends and business associates. They might find the call interesting and helpful too)!

Hope to ‘See’ you next Tuesday!

Bonus: when you do, I’ll send you a signed copy of my book Worry Free Retirement, also at NO CHARGE!

***Listen To Last Week’s Call***
If you missed Last Week’s Call Surviving Spouses Over Pay On Taxes!!!
The digital Audio can be found here or you can Click on the link below to listen to the audio.

http://www.brianfricke.com/conference-calls

Surviving Spouses Over Pay On Taxes!!!

admin — Fri, 20 Aug 2010 18:01:59 +0000

Don’t let this happen to you! This is a very common mistake most surviving spouses never even realize they’re making.

I’ll also be going over the basic estate documents everyone needs and how to tell whether or not you need a trust.

I’ll also share a few Estate Planning ‘nightmares’ that you’ll want to avoid.

This is the topic of Tuesday’s (Tues Aug 24th, 2010) ‘Coffee Talk’ call.
The information is Free, with no obligation on your part.

Call starts promptly at 9am & will run no longer than 30min.

Special Conference Call #: 1-800-304-3172
Access Code: 825218#

(It’s OK if you Forward this to a few of your friends and business associates. They might find the call interesting and helpful too)!

Hope to ‘See’ you next Tuesday!

Bonus: when you do, I’ll send you a signed copy of my book Worry Free Retirement, also at NO CHARGE!

***Listen To Last Week’s Call***
If you missed Last Week’s Call Do You Really Think Your Broker Works For Free???
The digital Audio can be found here or you can Click on the link below to listen to the audio.

http://www.brianfricke.com/conference-calls

Retirement Planning Expert, Brian Fricke, Accepted For Membership in NAPFA®

admin — Tue, 17 Aug 2010 21:18:36 +0000

Brian Fricke, author and retirement planning expert, has been granted membership into the prestigious organization, The National Association of Personal Financial Advisors.

Orlando, Fla. – August 17, 2010 – Brian Fricke, CFP, founder of Financial Management Concepts and “Worry Free Retirement” author and expert, was recently selected to join elite company in The National Association of Personal Financial Advisors (NAPFA.) The standards for entry into this organization are extremely tough; to date just over 2,000 financial advisors out of an estimated 450,000 financial advisors nationwide, have qualified for membership.

Brian Fricke is now a “NAPFA-Registered Financial Advisor.” This designation is only available to Fee-Only® financial advisors who are paid directly by their clients. NAPFA members receive no commissions or other rewards for selling financial products, reducing potential conflicts of interest. Those forms of compensation create potential conflicts of interest that may undermine an advisors objectivity and fiduciary responsibility.

“We welcome Brian to NAPFA,” said NAPFA Chair William Baldwin. “The NAPFA-Registered Financial Advisor designation denotes a real accomplishment for any financial advisor. We are always pleased when we can strengthen our ranks with well-trained, highly-committed financial advisors.”

In addition to tough entry standards, the NAPFA also has some of the industry’s most rigorous education and training requirements. The continuing education requirements exceed those of any other association of financial advisors.

Orlando Business Journal has named Financial Management Concepts one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America. Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com. You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.
For more information, please visit http://www.BrianFricke.com

Do You Really Think Your Broker Works For Free???

admin — Fri, 13 Aug 2010 19:59:09 +0000

I can’t tell you how many people I talk to that have said “my broker doesn’t charge me any fees.”

If you or someone you know feels this way then you should listen to this call to find out the SECRETS of the mutual fund industry.

I’ll show you how your broker gets paid and give you alternatives that could save you thousands of dollars.

This is the topic of Tuesday’s (Tues Aug 17th, 2010) ‘Coffee Talk’ call.
The information is Free, with no obligation on your part.

Call starts promptly at 9am & will run no longer than 30min.

Special Conference Call #: 1-800-304-3172
Access Code: 825218#

(It’s OK if you Forward this to a few of your friends and business associates. They might find the call interesting and helpful too)!

Hope to ‘See’ you next Tuesday!

Bonus: when you do, I’ll send you a signed copy of my book Worry Free Retirement, also at NO CHARGE!

***Listen To Last Week’s Call***
If you missed Last Week’s Call Did You Know Your 401k Isn’t Free???
The digital Audio can be found here or you can Click on the link below to listen to the audio.

http://www.brianfricke.com/conference-calls

Did You Know Your 401k Isn’t Free???

admin — Fri, 06 Aug 2010 20:03:25 +0000

Many folks we talk to think there are NO costs to their 401k and are totally shocked to find out that 401k’s aren’t free.

I’ll be going over some details about your 401k that will surprise you .. might even upset you!

Learn why I think many Companies fail their Employees by literally giving away their money instead of it going into your retirement fund!

This information COULD help you increase your 401k by thousands!

This is the topic of Tuesday’s (Tues Aug 10th, 2010) ‘Coffee Talk’ call.
The information is Free, with no obligation on your part.

Call starts promptly at 9am & will run no longer than 30min.

Special Conference Call #: 1-800-304-3172
Access Code: 825218#

(It’s OK if you Forward this to a few of your friends and business associates. They might find the call interesting and helpful too)!

Hope to ‘See’ you next Tuesday!

PS – I was recently quoted in the Fox Business article, “When Retirement is Just Around the Corner” – Read it here: http://bit.ly/a6N7Uh

Bonus: when you do, I’ll send you a signed copy of my book Worry Free Retirement, also at NO CHARGE!

***Listen To Last Week’s Call***
If you missed Last Week’s Call Do You Really Need Life Insurance When You’re Retired???
The digital Audio can be found here or you can Click on the link below to listen to the audio.

http://www.brianfricke.com/conference-calls

Do You Really Need Life Insurance When You’re Retired???

admin — Fri, 30 Jul 2010 16:59:20 +0000

We get asked this question all the time. I wish I could give an easy “yes” or “no” response but the answer varies.

So I’ll be going over some key reasons why you should have (or buy) life insurance and… situations where you do NOT need life insurance when you’re retired.

I’ll also reveal the best kind of coverage (term, whole life etc) you should have. And high cost policies you should avoid. Information most insurance agents hope you never learn!

This information could save you thousands of dollars in hidden fees & expenses.

This is the topic of next week’s (Tues Aug 3rd, 2010) ‘Coffee Talk’ call. The information is Free, with no obligation on your part.

Call starts promptly at 9am & will run no longer than 30min.

Special Conference Call #: 1-800-304-3172
Access Code: 825218#

(It’s OK if you Forward this to a few of your friends and business associates. They might find the call interesting and helpful too)!

Hope to ‘See’ you next Tuesday!

PS – I was recently quoted in the Fox Business article, “When Retirement is Just Around the Corner” – Read it here: http://bit.ly/a6N7Uh

Bonus: when you do, I’ll send you a signed copy of my book Worry Free Retirement, also at NO CHARGE!

***Listen To Last Week’s Call***
If you missed Last Week’s Call Is This Really True???
The digital Audio can be found here or you can Click on the link below to listen to the audio.

http://www.brianfricke.com/conference-calls

Retirement Planning Expert, Brian Fricke, Discusses Pros and Cons of Early Mortgage Payoff

admin — Fri, 30 Jul 2010 13:56:34 +0000

Brian Fricke, author and retirement planning expert, explains the importance of owning your home free and clear.

Orlando, Fla. – July 30, 2010 – Brian Fricke, CFP, founder of Financial Management Concepts and “Worry Free Retirement” author/expert, recently published an article on his website titled Why You Should Own Your Home Free and Clear, where he discusses the advantages of paying off your mortgage early, as well as some of the most common arguments against early payoff.

“From my experiences over the last couple of decades, I’ve observed that folks tend to have a less stressful and more worry free retirement when they don’t have the burden of debt in their life. Which is why I believe your ultimate goal should be to own your home free and clear at or before retirement,” remarked Brian.

The two most common objections to making extra mortgage payments, as articulated in the article, are “If I do that I’m going to lose valuable tax deductions,” and “mortgage money is cheap. Why shouldn’t I just keep my mortgage and keep the money that I would have used to pay the mortgage off invested in a higher returning investment? Then the difference, or the spread, is mine to keep.”

Brian goes on to tackle each of these issues as well as offer his thoughts on whether paying off your mortgage early is right for you. “If you have enough non-retirement money available, we think it makes sense to seriously consider using some of it to pay off your mortgage and own your home free and clear,” wrote Brian.

The entire article can be found at http://www.brianfricke.com/articles/why-you-should-own-your-own-home-free-and-clear.php

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America. Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Is This Really True???

admin — Fri, 23 Jul 2010 14:07:27 +0000

We’ve gotten several questions from clients in the last week…all asking the same basic question. Is there really any truth to this?

One question involved companies having to include the cost of employer paid health insurance on your w-2 and having to pay income tax on it.

The other was about not being able to sell your home until you ‘retro fit’ it to comply with the new energy and water efficiency standards. With cost estimates ranging from $6,800 to over $50,000.

We’ll answer these questions and reveal the big investment lesson you can learn from Shirley Sherrod. She’s the lady who was forced to resign her post as U.S.D.A’s Georgia State Rural Development Director.

This single lesson will save (or make) you thousands of dollars on your investment accounts.

This is the topic of next week’s (Tues July 27th, 2010) ‘Coffee Talk’ call. The information is Free, with no obligation on your part.

Call starts promptly at 9am & will run no longer than 30min.

Special Conference Call #: 1-800-304-3172
Access Code: 825218#

(It’s OK if you Forward this to a few of your friends and business associates. They might find the call interesting and helpful too)!

Hope to ‘See’ you next Tuesday!

PS – I was recently quoted in the Fox Business article, “When Retirement is Just Around the Corner” – Read it here: http://bit.ly/a6N7Uh

Bonus: when you do, I’ll send you a signed copy of my book Worry Free Retirement, also at NO CHARGE!

***Listen To Last Week’s Call***
If you missed Last Week’s Call How To Handle An Inherited IRA
The digital Audio can be found here or you can Click on the link below to listen to the audio.

http://www.brianfricke.com/conference-calls

How To Handle An Inherited IRA

admin — Fri, 16 Jul 2010 15:04:38 +0000

What you need to know whether you’re inheriting an IRA (or 401k) or just trying to protect your heirs!

Make sure you (or your heirs) don’t pay a penny more in taxes than you have to. I’ll share some horror stories you’ll want to avoid and…

I’ll cover some of the do’s and don’ts on what to do when an IRA or 401k is inherited. After all, you wanna make sure you stay out of hot water with the IRS!

This is the topic of next week’s (Tues July 20th, 2010) ‘Coffee Talk’ call. The information is Free, with no obligation on your part.

Call starts promptly at 9am & will run no longer than 30min.

Special Conference Call #: 1-800-304-3172
Access Code: 825218#

(It’s OK if you Forward this to a few of your friends and business associates. They might find the call interesting and helpful too)!

Hope to ‘See’ you next Tuesday!

PS – I was recently quoted in the Fox Business article, “When Retirement is Just Around the Corner” – Read it here: http://bit.ly/a6N7Uh

Bonus: when you do, I’ll send you a signed copy of my book Worry Free Retirement, also at NO CHARGE!

***Listen To Last Week’s Call***
If you missed Last Week’s Call How To Legally Avoid The 10% Penalty Tax If You Take Money Out of A Retirement Account Before Age 59 1/2 The digital Audio can be found here or you can Click on the link below to listen to the audio.
http://www.brianfricke.com/conference-calls